If you're reading this because you're managing money alone for the first time, near or in retirement, after a divorce or the death of your spouse, you don't need anyone to explain what that feels like. The confusion. The exhaustion of decisions you never expected to make by yourself. The quiet fear that you should already know this by now. Sandra understands, not because she read about it, but because she's lived a version of it herself.

She was raised by a young widow. She watched her mother carry the weight of sudden loss and financial uncertainty alone, without a roadmap, without enough support. Years later, Sandra went through her own divorce. She knows what it's like to sit across from your own finances and feel like the ground has shifted under you.

That's the lens everything else about her was built through. Sandra holds an Honours Bachelor of Commerce, is a Chartered Financial Planner (CFP®), and a Certified Financial Divorce Specialist (CFDS), with more than 27 years of experience guiding people through life's biggest financial turning points. For 17 of those years, she's specialized in divorce and loss specifically, one of the few Financial Divorce Specialists and Mediators in Northern Ontario. Her work has earned 15 national and international industry awards, though she'll tell you the ones nominated by her own clients mean just as much to her.

But none of that is why women trust her with the hardest chapters of their lives. They trust her because she's stood exactly where they're standing. Plan Her Future exists so you don't have to walk this alone the way Sandra once watched her mother, and later herself, walk it.